We’re open in
everything we do,
to open up more savings for you.
With Open technology, we are the only digital brokers that continuously negotiate the best rate for you – for the lifetime of your home loan.
We call on 35 of Australia’s best banks to offer Australian homeowners the best rate. And then we negotiate to beat it.
That means savings all throughout the life of your home loan.
Discover Open
What if financial products were designed to help us all live a better life?
We have a commitment to use finance as a force for good.
Our vision: a future in which every financial transaction opens an opportunity to improve people's lives.
Australian families
130+
Successfully settled into their homes.
Loans processed
$150M
In just three years, helping make the Australian dream a reality.
Invested for Social Impact
$20K
Through “Home for Home” where part of our profits are invested to build affordable housing for families in need
Be more.
Do more
Open is Australia’s first digital platform designed to help you discover and manage the home loan you want, the way you want it.
Finally have a home loan on your own terms – one that always fits your ever-changing needs so you can get the best deal that fits you – whenever, wherever.
Meet Our Team
At Open, we have a story to tell. It’s a story of passion and purpose,
of a team coming together to give more for the better.
Samuel Philipos
Founder, ex-Commonwealth Bank, Law and Commerce, Bachelor’s Degree, Diploma in Financial Services
Jeroen Bolluijt
Head of Strategy, ex-ING Bank, Deloitte, Macquarie, CBA
Andrew Rice
Head of Marketing, ex-Tic:Toc Home Loans, Leo Burnett
Jonathan Philipos
Head of Information Technology, Cloud Computing Startup Founder
Rajendra Kumar
Head of Product, Masters in Management, Tech and Engineering
Denise Florendo
Senior Manager, Marketing Communications, PR and Journalism
Our Industry Leading Advisors
Glen Aiton
Ex-COO UBank, Citigroup Australia and National Australia Bank (NAB)
Malini Sietaram
Ex-CMO Finder, CashRewards, ex-Head of Marketing Ebay Australia and USA
Jennifer Leslie
Board Member at Newcastle Permanent (Credit Union), Financial Planning and Accounting
Glen Aiton
Ex-COO UBank, Citigroup Australia and National Australia Bank (NAB)
Malini Sietaram
Ex-CMO Finder, CashRewards, ex-Head of Marketing Ebay Australia and USA
Jennifer Leslie
Board Member at Newcastle Permanent (Credit Union), Financial Planning and Accounting
Our Broking Team
Ben Smith
Senior Mortgage Broker
Nicholas Evbuomwan
Mortgage Broker
Kara Collins
Mortgage Broker
Sam Fraser
Mortgage Broker
Yuliya Stepanova
Mortgage Broker
Mitch Tilbrook
Mortgage Broker
Mohammed Jomaa
Mortgage Broker
Rocky Lim
Senior Mortgage Broker
Mark Orofino
Financial Associate
Christine Ward
Financial Associate
Katrina de Leon
Senior Associate
Introducing the future of your home loan.
Are you ready to join us?
ACCESS HIDDEN RATES
Instantly find the best loan in 30 seconds from 35+ banks, includes predicted negotiated rates
apply in 7 minutes
Open buys you time with fastest refinance application ever
stay on your best loan
We regularly shop around for you and tell you when to stay or switch, only if it’s worth it
built by experts
Ex-bankers on a mission to open up every possibility for you
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© 2025 Copyright, Open Home Loans ABN 52634787312, Australian Credit License number 390261,
Australian Credit Rep number 520956. All rights reserved. Important Information.
Open acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of
Country. We pay our respects to First Nations peoples and their Elders, past and present.